Crosshub’s B-Pay Breaks Borders with Seamless ID and Fee Tech

Vacationers, distant staff, and international app customers often encounter difficulties with verification and cost when overseas. Every nation has its personal identification methods—akin to driver’s licenses, nationwide IDs, and resident registrations—that don’t match globally. Monetary and native apps typically reject foreign-issued playing cards or require native registration, inflicting friction and limiting entry to in any other case nice companies.

Crosshub’s flagship product, B‑Pay, tackles this core challenge head-on by eliminating friction in each identification verification and cost. Constructed on IDBlock, the system facilities authentication round universally acknowledged passports, sidestepping numerous nationwide ID methods and their inconsistencies

B‑Pay and IDBlock streamline onboarding and funds right into a single API circulation. With these, app customers scan their passports utilizing Optical Character Recognition (OCR) and make sure their identification through selfie-based facial recognition. IDBlock leverages a Self-Sovereign Identification (SSI) structure and Zero-Data Proofs (ZKP) to confirm identification whereas disclosing minimal information, assembly or beating international privateness requirements like GDPR and CCPA

From right here, B‑Pay securely connects the consumer to native cost methods within the vacation spot nation. Whether or not paying for rideshares, ordering supply, or reserving lodging, customers can work together with native apps utilizing their foreign-issued card, facilitated seamlessly by the platform’s cross-border infrastructure. This can be a quite common challenge for vacationers to Southeast Asia.

B‑Pay’s interface has been fastidiously crafted to work throughout cultures. It makes use of easy, icon-based navigation and localized layouts, minimizing textual content dependency. The app contains accessibility options akin to darkish mode and colour‑blind help, making certain broad usability. The design works effectively as a result of it focuses on common visible cues and reduces friction.

In the present day, foreigners typically depend on money, foreign money trade, or enrolling in native cost apps, which often require nationwide ID numbers, native cellphone numbers, or home financial institution accounts. Even extensively used financial institution playing cards is probably not accepted on native companies. Verifying identification remotely can take days, significantly if involving native banks or bodily doc checks.

In distinction, B‑Pay neatly bypasses these hurdles. Since almost each nation permits passport-based identification for vacationers, IDBlock leverages this international consistency to allow real-time entry to native companies. Integration with cost platforms like Momo in Vietnam, Stripe globally, and others underpins its attain and effectiveness

Crosshub launched in 2024 with robust institutional help. It’s backed by Korea’s Ministry of SMEs and Startups and has present partnerships with Thales, Stripe, and native tremendous‑apps in Korea. As of mid-2025, the corporate is conducting proofs of idea with banks and companies that concentrate on help for abroad residents and international vacationers. They just lately opened a Tokyo department and plan to open a Singapore department later in 2025.

B‑Pay and IDBlock collectively provide a scalable, privateness‑respecting strategy to make “native” companies obtainable to anybody, wherever. In impact, it shrinks borders: a traveler can use international apps with minimal fuss, a digital nomad can entry native companies with out leaving a paper path, and repair suppliers can open themselves to a global consumer base with out compliance complications.

With international journey and distant work on the rise, the demand for really international cost options is rising quickly. Crosshub is positioned to make international digital companies extra accessible than ever earlier than, which is a large market.

At CES 2026, Crosshub will showcase B‑Pay and IDBlock. The corporate goals to increase its international partnerships for its API-driven SaaS platform, focusing on journey, fintech, and e-commerce markets.

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